America is a California Native but has resided in Arizona for the last 20 years. One of her passions is helping families find their part of the American dream, home ownership. For the last 12+ years she has had a direct influence for many families in obtaining home ownership. Utilizing programs like FHA, Conventional, USDA and VA Loans. America also posse's knowledge on many other programs as well to help young and mature families alike seek this dream.
Very Family orientated and a mother of two beautiful children, America can relate to many walks of life. This helps her connect to many different situations and scenarios by listening to family needs and their objectives. Staying focused and transparent, America has earned the trust of many families over the years. Her industry knowledge, confidence and stead fast mentality means that families that allow America to partner up with them in seeking home ownership, tend to offer additional family and friends as referrals with the same results, owning a home.
America’s time is spent with family and friends, loves outdoor activities, enjoys fitness and home décor.
Additional languages spoken: Spanish
Peoples Mortgage is where I can best serve my customers.
As a Loan Officer, I have access to a variety of investors, extensive loan programs, and competitive rates. Coupled with a superior internal support staff here at Peoples Mortgage, I have confidence that I can help you to get your deal done.
I take great pride in building long-term, trusting relationships with my clients. Whether you are purchasing a new home or refinancing an existing mortgage, you can expect the same straightforward and exceptional service!
I appreciate the opportunity to work with you!
America Torres with People’s Mortgage is an exceptional mortgage lender. Her professionalism, communication, and ability to structure strong home loan solutions make every transaction seamless. As a real estate professional in Tucson, Arizona, I truly value working alongside lenders who understand the market and prioritize client experience. America consistently delivers clarity, speed, and results. Highly recommended for anyone seeking trusted mortgage guidance. Si buscas una prestamista que entienda tu objetivo America es tu mejor opcion!
Edgar
Feb 20th, 2026
Me encanto trabajar con America siempre contesto mis llamadas muy amable , y siempre contestando todas mis dudas
Gabriela
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Tucson, AZ
Feb 13th, 2026
America was a wonderful lender to work with. In 18 years and over 1200 transactions you can tell pretty quickly if a transaction is going to go smooth when you start working with a new agent. The communication was spot on and she knew how to resolve any issue that came up and as promised, closed on time!!! Highly recommend you reach out to her.
Ray
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Tucson, AZ
Feb 13th, 2026
America with Peoples Mortgage made my home buying experience a smooth one. She guided me through the entire process and answered all my questions. There were no hidden fees or last-minute changes. Everything was crystal clear from the beginning, including my interest rate, monthly payments, and loan terms. I couldn't be happier with the service I received.
Lupe
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Green Valley, AZ
Feb 4th, 2026
America and her team made our experience with buying a home harmless. The process was smooth and efficient. I especially appreciated the professionalism and knowledge that the team provided.
Angelique
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Tucson, AZ
Feb 2nd, 2026
Browse our latest blog posts to learn more about loan products, the homebuying journey, and tips for every step along the way.
Applying online is convenient and secure. With the added advantage of being able to upload important documents directly from your phone, there's no reason to wait - begin your application today!
Applying online is convenient and secure. With the added advantage of being able to upload important documents directly from your phone, there's no reason to wait - begin your application today!
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