America is a California Native but has resided in Arizona for the last 20 years. One of her passions is helping families find their part of the American dream, home ownership. For the last 12+ years she has had a direct influence for many families in obtaining home ownership. Utilizing programs like FHA, Conventional, USDA and VA Loans. America also posse's knowledge on many other programs as well to help young and mature families alike seek this dream.
Very Family orientated and a mother of two beautiful children, America can relate to many walks of life. This helps her connect to many different situations and scenarios by listening to family needs and their objectives. Staying focused and transparent, America has earned the trust of many families over the years. Her industry knowledge, confidence and stead fast mentality means that families that allow America to partner up with them in seeking home ownership, tend to offer additional family and friends as referrals with the same results, owning a home.
America’s time is spent with family and friends, loves outdoor activities, enjoys fitness and home décor.
Additional languages spoken: Spanish
Peoples Mortgage is where I can best serve my customers.
As a Loan Officer, I have access to a variety of investors, extensive loan programs, and competitive rates. Coupled with a superior internal support staff here at Peoples Mortgage, I have confidence that I can help you to get your deal done.
I take great pride in building long-term, trusting relationships with my clients. Whether you are purchasing a new home or refinancing an existing mortgage, you can expect the same straightforward and exceptional service!
I appreciate the opportunity to work with you!
America was on it since the moment we first spoke. We had reached out to different lenders and they saw the “work” they would have to do along with us and we never head back from them. We felt discouraged. We reached out to America with the People’s Mortgage, she proceeded to tell us what we have to do and she would be there every step of the way. She did! In less than 2 months we closed on our home! The support, communication, and encouragement that America and her team was beyond expectations. We are forever grateful and thankful we chose America and her team. We trusted her with a big event in our lives and couldn’t be happier! We will always recommend America and her team to anyone that is buying and looking for a lender. Thank you so much America, we appreciate everything you did for us and our family!
Erika
Jan 23rd, 2026
Smooth experience.
Teddy
~
Green Valley, AZ, AZ
Dec 23rd, 2025
Smooth experience.
Teddy
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Green Valley, AZ, AZ
Dec 23rd, 2025
Excellent service, consulting and support for America Torres. Their valuable help was a very important factor in achieving my goal, we made a good team.
IRMA
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RIO RICO, AZ
Dec 20th, 2025
Excellent service, consulting and support for America Torres. Their valuable help was a very important factor in achieving my goal, we made a good team.
IRMA
~
RIO RICO, AZ
Dec 20th, 2025
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Applying online is convenient and secure. With the added advantage of being able to upload important documents directly from your phone, there's no reason to wait - begin your application today!
Applying online is convenient and secure. With the added advantage of being able to upload important documents directly from your phone, there's no reason to wait - begin your application today!
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